Credit Officer (f/m/x)

Position Overview

Credit Risk Management is an independent approval and monitoring function for credit exposure within the entire DB group. The transaction team for Developed Markets Corporates is responsible for all transaction requests for our Western European and North American corporate clients (Large Caps). The product range comprises alle kinds of cash credit (syndicated or bilateral as well as M&A), Trade Finance and Cash Management products as well as derivatives. The team works closely with different product and coverage units in the Corporate and Investment Bank, with our internal ratings hub (GCAF), various other risk management functions (Enterprise Risk, Market Risk, Exposure Risk) or other infrastructure units (Legal, Finance, COO, Operations).

Your key responsibilities:

• Managing and monitoring a portfolio of ca. 35 Multi-National Corporate (MNC) groups as a Key Contact Person (KCP)

• Support of business units via structured solutions for transaction requests

• Monitoring of key markets with focus on specific industries and monitoring of our credit exposures

• Production of regular and ad hoc credit reports and maintenance of documentation standards

• If required, being part of projects within a limited timeframe

Your skills and experiences:

• University degree in Economics, Accounting, Finance or similar with professional experience and good analytical skills (ideally for Corporates and already proven in practice)

• Experience with credit products, e.g. lending, trade finance or derivatives (incl. respective documentation) and basic understanding of client ratings (PD) as well as LGD concepts

• Ability to work under pressure (good time management, prioritization, flexibility) as well as to independently coordinate complex business requests up to approval incl. coordination of different business and infrastructure functions

• Very good communication skills with the ability to work in an international environment, and with different hierarchical and cultural levels

• Proficient in English (spoken and written), German language skills preferable

What we offer:

We provide you with a comprehensive portfolio of benefits and offerings to support both, your private and professional needs.

Emotionally and mentally balanced

A positive mind helps us master the challenges of everyday life – both professionally and privately. We offer consultation in difficult life situations as well as mental health awareness trainings.

Physically thriving

We support you in staying physically fit through an offering to maintain personal health and a professional environment. You can benefit from health check-ups; vaccination drives as well as advice on healthy living and nutrition.

Socially connected

Networking opens up new perspectives, helps us thrive professionally and personally as well as strengthens our self-confidence and well-being. You can benefit from PME family service, FitnessCenter Job, flexible working (e.g parttime, hybrid working, job tandem) as well as an extensive culture of diversity, equity and inclusion.

Financially secure

We provide you with financial security not only during your active career but also for the future. You can benefit from offerings such as pension plans, banking services, company bicycle or “Deutschlandticket”.

More information: Benefits&Wellbeing

Since our offerings slightly vary across locations, please contact your recruiter with specific questions.

This job is available in full and parttime.

In case of any recruitment related questions, please get in touch with Julia Lotze; Contact: Julia Lotze +49(0)171-5570161

Wir streben eine Unternehmenskultur an, in der wir gemeinsam jeden Tag das Beste geben. Dazu gehören verantwortungsvolles Handeln, wirtschaftliches Denken, Initiative ergreifen und zielgerichtete Zusammenarbeit.
Gemeinsam teilen und feiern wir die Erfolge unserer Mitarbeiter*innen. Gemeinsam sind wir die Deutsche Bank Gruppe.

Wir begrüßen Bewerbungen von allen Menschen und fördern ein positives, faires und integratives Arbeitsumfeld.